Social Security Cola Increase 2025 Prediction 2025. In january 2025, payments rose by 3.2% over 2023, according to the social security. A cola of 3.2% would raise the average monthly retiree benefit by about $59.
Based on current estimates as of september. According to the 2025 social security trustees report, the intermediate case calls for a 2.6% cola for this year (the increase that will start with january 2025.